WU/MG don't have to answer to anyone . If they block transfers and you used a fake ID they get all the $$.
I imagine they use statistics to figure a program to manipulate the odds.
How many banking institutions got in trouble for changing account information to cause bounced check fees ?
Wells Fargo just had a mishap over falsifying new bank accounts opening .
I think your confusing your interest with people that handles money intregrity .
Its no different in the percential of thieves in society or crooked law enforcement officers.
Every level of society and government is not exempt to statistics .
Bitcoin has had it share of unfortunate disasters.
Just be glad your not a statistic with a unfavorable ending.
Good Luck
DWBO