I used a Bitcoin ATM for the first time last night (I'm a noob). I had to enter my phone number, got a code, fired up my Blockchain wallet and clicked on "request". That opened a QR code that the ATM scanned.
The fees, for $20, was 12% + $3 for transactions $20-$99. I was just testing it out so I think I got something like $14.65 in Bitcoin.
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